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                分期贷

                  产品简介

                  分期贷是本行针对拥有自有本?地房产的个人推出的抵押贷款产品,可用于经?营、周转?或投资所需,在获得贷款资金后,贷款本金分期等额归还,最长期限可达10年。

                  产品特点

                  期限长:最长贷玩彩票app款期限可达10年;

                  金额高:最高贷款金额可达1000万元;

                  还款省:创新分期,贷款期限内最?低仅需归还一半本金,剩余玩彩票app本金到期归还。

                  申请人要求

                  年满十?八周岁、具有完全民事能力的个人;

                  借款人及其配偶或成年子女名下拥有个人本地房玩彩票app产;

                  信用状况良?好,无重大不良信用记录;

                       满足我行其他?信贷要求。